Several ideas will be presented on how mid-sized businesses can save money in these challenging times, through the reduction of service-provider pricing, tax incentives, and process improvements. Topics include: * Service provider analysis – industries that are over-priced and why; how to save costs on your own; identify unneeded services; benchmarking prices * Tax Incentives – defer taxes with accelerated depreciation; tax credit for manufacturing * Process Improvements – shipping improvement; earned wage access for keeping employees